1
Answer
0
Comments
819
Views
M Munns

Banned on a provisional licence and now looking for insurance

Hey, about ten years ago my bf got banned from driving as he drove while on a provisonal licence. The ban has been finished for ages now but when I went to get some short term car insurance so he could sit in the car with me before his next test. Rather than pay loads more money to BSM as soon as I got through to the end of the application it asked if they'd ever been banned from driving so of course I had to put this on. It then said it wouldn't give insurance to a previously banned driver. I thought that as it had been so long it wouldn't matter should this be the case? And does anyone know any companies that do short term insurance for someone who was previously banned? Thanks in anticipation Maz

M Munns  (Level 1)
17 Aug 2018 14:19, updated
22 May 2010, published
Answers (1)
gices
gices  (Level 5)
17 May 2010 18:36
0
Comments

If he was banned because he didn't have a valid driving licence (ie a full uk licence), then he must have been issued with a conviction code of LC20 which would stay on his provisional licence for 4 years from the date of the offence. This means that after 4 years, you can request the DVLA to remove the endorsement and penalty points from your licence. When filling out forms for car insurance purposes, usually you are asked whether you have any conviction for the previous 5 years and if your boyfriend committed that 'driving without licence' offence 10 years ago, then you wouldn't need to put this down.

A more convenient insurance policy for your boyfriend would be a learner driver insurance one which is short term in nature and ideal for what you're looking to do. You will be able to teach him to drive privately rather than spending loads of money with driving schools.

0
0